Boost your business credit score over 12 months
How Credit Builder works
Open a Tide account
Build your business credit history
Get your money back
Stay in control
View your monthly payments at a glance Monitor your Experian business credit score in your Tide app Learn everything you need to know about business credit scores
Is Credit Builder right for me?
Limited companies that have been incorporated for less than 2 years Limited companies that had no CCJ raised against them in the last 6 years
Credit Builder FAQs
What is Credit Builder?
A high credit score means lenders are more likely to give you access to a wider range of loans and other credit products with lower interest rates, saving you money. Unlike a personal credit score, your business credit score is available for anyone to view. Customers, suppliers and other companies can check it so this directly impacts your day-to-day business dealings – for example, when you’re negotiating contracts or tenders, or when you’re looking for insurance.
How much does Credit Builder cost?
Is Credit Builder a loan?
How does Credit Builder work?
Make 12 monthly payments made up of principal and interest to us, which we will report to Experian as loan payments We collect the payments every month and lock the principal in a dedicated sub-account. At the end of the 12 months, we will give you immediate access to the principal you paid and we keep the interest .
What if I have difficulties making the monthly payments?
Am I eligible for Credit Builder?
Limited companies that have been incorporated for less than 2 years Limited companies that had no CCJ raised against them in the last 6 years